DISCLAIMERS

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

The information provided in or through our website, products, programs and services is for educational and informational purposes only and is made available to you as self-help tools for your own use.

NOT LEGAL OR FINANCIAL ADVICE

The information contained in our website, products, programs and services is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although I hold a Certified Public Accountant (CPA) and that is in good standing does not replace the guidance you would get from a financial advisor. We cannot be held responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. The law varies by state, and it is constantly changing, and therefore it affects each individual and business in different ways. As a result, it is recommended to seek outside financial and/or legal counsel relating to your specific circumstances as needed. You are hereby advised to consult with your tax consultant, accountant or lawyer for any and all questions and concerns you have, may have, or hereafter have regarding your own income and taxes, and any and all information presented by our website, products, programs and services pertaining to your specific financial and/or legal situation.

Use of the website, products, programs and services is at your own risk and subject to the full terms of use disclosed on this site.

PERSONAL RESPONSIBILITY

Our website, products, programs and services aim to accurately represent the information provided. You are acknowledging that you are participating voluntarily in using our website, products, programs and services and you alone are solely and personally responsible for your results. You agree to use your own due diligence and judgment before applying any recommendation or advice that you may receive on or through our website, products, programs and services. You acknowledge that you take full responsibility for your finances, life, and well-being and for all decisions now and in the future.

NO GUARANTEES

My role is to educate, support, and assist you in reaching your own goals, but your success depends solely on your own effort, dedication, and follow-through. I cannot predict that you will attain a particular result, and you accept and understand that results are different for each individual. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this website, products, programs and services.